This lovely country charmer is on a large lot with access from the neighborhood to trails and the Rivanna reservoir. Featuring a formal living room that has a wood burning fireplace and marble surround, a dining room, plus a family room with vaulted ceiling, skylights, fireplace and opening to kitchen and rear deck area. It has a first floor bedroom as well as a guest bedroom and full bath over the garage which would work perfectly for a parent, guest or teenager. Eat in kitchen features recessed lights and granite countertops. Classic front porch overlooks landscaped yard which provides year round beauty and privacy.

Nice one-level home. Perfect for a first time home buyer or a family looking to downsize and make life easier! Vaulted ceiling and wood floors in the living and dining rooms. Open floor plan creates a spacious feel. Natural gas log fireplace with marble surround, quartz counter tops in the kitchen, and tiled floors in the bathrooms, laundry, and kitchen. Master bathroom has double-sink vanity and garden tub. Attic access with pull-down stairs and flooring for additional storage space. Backs up to common area and view of the lake!

One of the nicest attached homes in Mill Creek! Open floor plan with first floor master bedroom, wood burning fireplace in the living room, and lots of outdoor living space. Two decks for summer enjoyment. One is off the first floor with access from the kitchen and master bedroom and the other is on the second floor with access from one of the bedrooms. Back yard feels very private with lots of trees for shade! The nicest part is the HOA takes care of the roof, exterior maintenance including the front yard work! You just need to sit back, relax, and enjoy!

Better than new and no waiting! Ready to move right is this Craig built home with 3 bedrooms, 3.5 bathrooms, finished basement, 2 car garage and fenced yard! Numerous upgrades including screen porch, wood floors, and brick siding. Better than new and no waiting! Ready to move right is this Craig built home with 3 bedrooms, 3.5 bathrooms, finished basement, 2 car garage and fenced yard! Numerous upgrades including screen porch, wood floors, dual heating system, recreation room, and brick siding. 

Dazzling contemporary home with commanding views of the mountains and Crozet. Open and light floor plan with high ceilings throughout the home, stone wood burning fireplace in the living room, a wood burning fireplace in the master suite and a screened porch that will lift your spirits! Lovely inlaid wood floors in the main living area to delight your senses. Lots of space to expand in full walk out basement and the bathroom is already there, just finish the rest. Two zone heating and air conditioning for your comfort. Magnificent yard with stone work and views you will love!

Meer Hill will rejuvenate your soul as it nestled on over 8 acres with historic estates surrounding it. Perfect spot in the middle of horse country. Within reasonable distance to town and with mountain views and lovely landscaping. Out building could easily be available for livestock with access to water. The living room has a cozy wood burning fireplace and more than ample shelves for all your books and cha chas. Large master suite with a walk in closet that is large enough to become a dressing room if so desired. Back covered porch overlooks the koi pond. Dual heating system with one heat pump and one propane system. Framing is 2x6 allowing more room for better insulation. This home is just waiting for you!

This home has historic charm with modern updates. Featuring large light filled living room, high ceilings, lovely golden pine and cork flooring throughout, built in bookshelves, large claw foot tubs, classic staircase and a front porch with expansive views. Master suite with a bonus room for study, nursery or walk in closet. There is an extra large kitchen with open floor plan, sitting area, woodstove, and easy access to outdoor patio area. There is off street parking for two cars and the yard is fenced with terraced lawn and vegetable beds. Convenient location just minutes from downtown mall, lots of great restaurants, Meade Park Farmers market, and Riverview Park. What a wonderful home!

One story home with full unfinished basement in a very nice location! Screened porch will be the gathering place in warmer weather while you gather around the gas log fireplace this winter! Large flat yard could have a nice garden and still have plenty of space for the family and pets to play. Low maintenance brick exterior will leave you plenty of time for the playing. Wood floors are currently covered with carpet.

Located within walking distance to the tennis courts sits this lovely home with vaulted ceilings and a warm and cozy fireplace in the great room. Nice flat yard for pets, children, and gardening. There are lots of community activities and places to play in Lake Monticello. Come see for yourself.

Great location in a rural setting and just minutes from shopping, restaurants, and town living. Excellent southern exposure will help keep you cheerful and cozy all year long. Perfect home for living with teens and/or in laws since there the bedrooms are split on either side of the house! Formal living room and dining room and large eat in kitchen with room for everyone!

A home warranty is basically an insurance policy which protects the owner of the house in case something breaks the policy covers the homeowner for repair.

All different types of properties can be covered including single family homes, condominiums, townhomes, mobile homes, multi unit and new construction homes.

There are different plans to suite your specific needs but read the fine print as there are loads of exceptions to each plan and not everything is covered so read all the language carefully.  Additionally there is always a deductible for every plan.  

If something does break and it is Christmas eve and you have a house full of guests you cannot call anyone you want to fix the problem but have to either call them for a list of contractors or use the list they give you.

If you are risk adverse then a home warranty plan would be perfect for you and your peace of mind.  Similar to title insurance.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.